Your finances,
gilt-edged.
Your cash, savings, investments, pensions and property in one picture, projected up to 50 years ahead, with UK tax built in. See where you're heading and decide with confidence, not guesswork.
Built for UK money, tax included. 14 days free, then £15 a month. Cancel before day 14 and pay nothing.
The view from where you're going.
giltedge shows you whether the numbers get you there.
Too much sitting in cash. Not enough in the right places. Inheritance tax creeping up. Retirement closer than it looks. Most people only see it when it's too late to change course. giltedge shows you now.
Up and running
in minutes.
Add what you have
Your pensions, savings, investments, home and anything you owe. Everything in one place, for the first time.
giltedge does the maths
It projects every part of your money forward, year by year, with UK tax worked in and growth rates you can see and change.
Ask your questions
Pick a card to see what you're worth, test a what-if, check you can retire, or find out what you can spend. George explains every answer.
See the summit
before you set off.
Most money apps show you last month. giltedge shows you the next fifty years.
Fifty years ahead.
One picture.
Watch every part of your wealth grow, or shrink, year by year. Drag the handle and see where you'll be.
Example figures for a sample user. Your own numbers go in when you start.
Every answer
is a card away.
giltedge is built around four cards. Each one answers a different question about your money, and George talks you through every one. Go on, pick a card.
Hover to lift a card. Click to deal it.Tap a card to deal it.
Example figures for a sample user, Johnny, 48.
A single big cost or a new monthly spend: a car, a wedding, school fees, whatever. I'll show you the impact.
Tell me what your retirement looks like and I'll tell you whether it holds. Change anything here. It's just for this scenario.
How much more could you spend each month and still leave this much of your cash and investments in your chosen number of years?
What am I worth, right now?
Everything you own, minus everything you owe, at any point in time. With an early warning when inheritance tax is creeping up.
Deal the Ace ›What if…?
A wedding, a new car, school fees. Add a one-off or monthly cost and see what it does to your future.
Deal the King ›Can I retire?
Pick a date, set your spending, and George tells you whether your money holds for as long as you need it.
Deal the Queen ›How much more can I spend?
Your permission to live well. See what you could enjoy each month and still leave what you want to leave.
Deal the Jack ›Ask the question
you've been putting off.
Everyone's "when can I" is different. giltedge gives you a straight answer to yours.
Meet George.
Your co-pilot.
George is giltedge's built-in AI assistant, and he sits beside you on every screen. He explains what you're looking at, answers questions about your projection and tells you which card to reach for next. He knows the numbers, so you don't have to.
- Ask him anything, in plain English
- Points you to the right card for the question
- Speaks up when something looks good, or doesn't
However you
like to look.
Late-night planning or a bright Sunday morning review. Switch themes with one tap and everything stays exactly where you left it.
I built giltedge for myself, because nobody could give me a straight answer.
For over a decade I wanted to know if I'd be financially sound in retirement. Whether I could really afford that house. How much tax I'd end up paying. Decades in business and twenty spreadsheets later, I built the tool I needed, and I know it works. Now that clarity can be yours too.
An investment in
your family's future.
See what you'll pass on, what inheritance tax could take, and what you can do about it while there's still time.
On your side.
Nobody else's.
A giltedge subscription is the only thing we sell.
Independent
No bank, no fund manager, no provider behind us. Just a clear view of your own money, built for the UK tax system.
No products pushed
We never recommend funds, pensions or policies. You make the decisions, with the full picture in front of you.
One simple price
No commission, no percentage of your wealth. All you pay is your subscription.
Try it free
for 14 days.
Explore everything for 14 days. Cancel before day 14 and you won't pay a penny.
You'll need a card to start your free trial. Cancel any time before day 14 and you won't be charged. After that it's £15 a month, or £150 a year if you choose annual.
Less wondering.
More living.
See where you're heading.
Before you get there.
14 days free. Cancel before day 14 and pay nothing.
giltedge is a financial planning and forecasting tool. It does not provide regulated financial advice. Projections are estimates based on the information you add and the assumptions shown in the app. Investments can go down as well as up. Please consult a qualified financial adviser before making investment or retirement decisions.
Giltedge LLP, registered in England and Wales (Partnership No. OC461578), 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ